Apply for your loan

Complete the steps below to submit your Bitcoin-backed loan application.

1
Eligibility
2
Loan Details
3
Collateral Estimate
4
Personal Details
5
Review & Submit

Check your eligibility

Confirm all five items to proceed with your application.

Loan Details

Choose your loan amount, term, and LVR tier. These determine your interest rate and how much Bitcoin collateral you'll need.

Loan Amount $50,000
$5,000$100,000
Loan Term 12 months
3 months84 months
LVR Tier
Recommended
Conservative
9%
p.a.
≤ 30% LVR
Lower risk, lower rate
Moderate
11%
p.a.
31-40% LVR
Balanced risk and rate
Standard
13%
p.a.
41-50% LVR
More leverage, higher rate
Summary
Loan amount $50,000
Loan term 12 months
Interest rate 9.00% p.a.
Establishment fee (1.5%) $750
Comparison rate* 10.50% p.a.
Monthly repayment (estimate) $4,366
Repayments shown are indicative. Your final loan contract will include the exact schedule.

Collateral Estimate

Based on your loan details, here's how much Bitcoin you'll need to deposit as collateral. This is calculated using the current BTC/AUD exchange rate.

Summary
BTC/AUD: $112,036
1.4877 BTC
Bitcoin required
Loan amount $50,000
LVR tier 30%
Collateral value (AUD) $166,667
Repayment Breakdown
Monthly repayment (estimate) $4,366
Establishment fee (1.5%) $750
Total interest $2,392
Total repayable $53,142
LVR zones
Healthy Below 60% LVR
Pre-margin warning 60-70% LVR
Margin call 70-80% LVR
Liquidation Above 80% LVR
Bitcoin price risk: If BTC price falls, your LVR rises. You may receive a margin-call notice requiring you to add more collateral or repay part of the loan. Ensure you can act within 24 hours.

Your Details

We need this information for identity verification (KYC) and to set up your loan account. All data is encrypted and handled in accordance with our Privacy Policy.

Personal details
Applicant must be 18 or older.
Please enter a valid email address.
Enter a 10-digit Australian mobile starting with 04.

Financial details

Bitcoin Details

Bank Account (for disbursement)
Loan funds are deposited to an Australian bank account in your name. We support all major Australian banks.
BSB must be in the format 062-000.

Review & Submit

Please review all details below before submitting.

Eligibility Edit
Australian Resident
18 Years or Older
Bitcoin Owner
Risk Acknowledgment
Not a PEP

Loan Details Edit
Loan amount$50,000
Loan term12 months
Interest rate9.00% p.a.
Establishment fee (1.5%)$750
Comparison rate*10.50% p.a.
Monthly repayment (estimate) $4,366

Collateral Estimate Edit
BTC/AUD: $112,036
Bitcoin required1.4877 BTC
Collateral value (AUD)$166,667
Starting LVR30%

Your Details Edit
Full name-
Date of birth-
Email-
Mobile-
Address-
Employment status-
Annual income (AUD)-
Monthly housing cost (AUD)-
Monthly debt repayments (AUD)-
Loan purpose-

Declarations & Consent

By submitting this application you confirm that:

Your data is encrypted end-to-end. MoneyMe Block will never sell your personal information to third parties.

Application submitted!

Thank you for applying. Our team will review your application and contact you within 1 business day with next steps, including your KYC verification link and deposit address.

MMB-2026-00000
1

KYC Verification

Check your email for an identity verification link. Takes 2-3 minutes.

2

Sign Loan Contract

We'll send your personalised loan contract via DocuSign for e-signature.

3

Deposit BTC

Send your BTC to the custody address we provide. Funds arrive in approx. 1 business day.

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